Updated 27 September 2026

About Swecredit and our method

Swecredit.se is an independent editorial guide to loans, credit and repayment in Sweden. We explain the basis for our comparisons so you can make a more informed choice.

How we compare

We compare amount, effective interest rate, fees, repayment and terms on the same basis. Product terms and pre-contract information are our primary sources.

Editorial independence

Advertising compensation must not decide our conclusions, the drawbacks we describe or which providers are included. The final offer and agreement from the provider always apply.

Our review process

We collect the current product page, terms and pre-contract information; normalise amounts, fees and repayment; then check every claim against its source. A review should explain both the strengths and the points that require extra reading.

Sources, responsibility and corrections

We cannot see your finances or the individual credit assessment. Check the current pre-contract information and agreement with the provider before accepting. If a fact is wrong, we verify it against the source, correct it and add a new review date.